The UAE and wider GCC region are witnessing a sharp rise in demand for war risk and political violence insurance following recent regional conflict and heightened geopolitical uncertainty. Businesses, property owners, and vehicle owners are increasingly seeking enhanced protection for assets, operations, and supply chains as concerns over regional stability continue to grow.
Insurance providers across the Gulf have reported a significant increase in enquiries for coverage related to commercial properties, residential units, marine cargo, logistics operations, and motor vehicles. Large corporates involved in trade, shipping, and distribution remain among the biggest buyers of such policies due to their exposure to operational disruptions and supply chain risks. However, interest is now expanding rapidly among SMEs and individual customers as awareness of these risks grows across the market.
Industry leaders say insurers are also adapting by integrating political violence and war-related coverage into existing policies as optional add-ons, making protection more accessible beyond large corporations. Premiums for standalone political violence insurance have risen in line with the evolving risk environment, while motor insurance add-ons remain comparatively affordable.
The trend reflects the GCC’s increasing focus on business continuity, resilience, and proactive risk management as companies and residents seek greater financial security in an uncertain regional landscape.
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